We’re starting to get close to our contract date on house construction.
So it’s time to start thinking about getting financing together. Luckily for us, we already know what bank we will be using to finance our loan. We decided to use the same bank that we used when we purchased our previous house, BancorpSouth. They already have a file on us, so all we have to do is give them updated pay stubs, bank statements and tax returns, and we’re all set. Plus, we both like our loan officer and would rather give her our business than any of the lenders in our new town.
I’ve done the home buying thing enough that I pretty much know exactly what the bank has to have. Sad, isn’t it?